PayDay Truffles

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Love PayDay candy bars? Try making these PayDay truffles at home! Gooey caramel nut filling dipped in white chocolate.

Recreate the flavor of the classic candy bars like I did in this PayDay Popcorn. You’ll love these PayDay cookies too.

Everyone loves Chocolate Truffles. But sometimes it’s nice to change it up!

Payday truffles cut in half and dipped in white chocolate.
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Why This Candy is Best

PayDays have always been one of my favorite candies. I admit to even snooping through my kids trick-or-treat haul to claim those sweet peanut treats for myself.

It’s amazing how much these PayDay truffles taste just like the original candy bar!

  • Sweet and salty, with crunchy peanuts in every bite.
  • Creamy white chocolate candy coating.
  • Easy to make without any special equipment.
  • A great homemade gift idea for any occasion.

Peanut lovers can’t get enough of these truffles. Be sure to try our delicious salted nut roll recipe too!

Ingredient Notes

Ingredients needed to make payday candy.

Everything you need to make copycat bite sized PayDay candies:

  • Butter
  • Mini marshmallows
  • Peanut butter – Use the creamy shelf-stable peanut butter (not natural) for best results.
  • Dulce de leche – This thick canned caramel sauce sweetens the center of the truffles and gives it the perfect consistency.
  • Peanuts – Use dry roasted, salted peanuts for best sweet and salty peanut flavor.
  • White chocolate melting wafers – I use the Ghirardelli brand for dipping these truffles. It melts easily, sets up smooth and shiny and tastes delicious!

How to Make Payday Candy

Step by step photos showing how to make marshmallow filling for truffles.

Melt the marshmallows.

  • Make sure to use fresh marshmallows. Stale marshmallows will leave you with a stale flavor.
  • Heat until smooth!
Step by step photos showing how to melt dulce de leche.

Melt the caramel.

  • Heat the dulce de leche with peanut butter. Be sure you’re using the thick caramel dulce de leche caramel, not milk.
  • Add salted peanuts. Spanish peanuts will work too.
Step by step photos showing how to make payday candy.

Dip the truffles.

  • Scoop thpayday candy mixture onto a lined baking sheet by the tablespoon. Cover and freeze until solid. This can take anywhere from 2 to 4 hours.
  • Once frozen, dip each truffle into melted white chocolate using a toothpick. Then press a peanut on top of the truffle, covering the toothpick hole.
  • Let the white chocolate set for about 10-15 minutes. You can eat these truffles right away or store them for later!
Payday candies stacked on top of each other.

Recipe FAQs

How do I store PayDay truffles?

You can store in a food safe airtight container at room temperature. They stay good for up to 2 weeks.

What kind of dulce de leche is best?

I use Nestle’s La Lechera dulce de leche. It comes in a can from the grocery store. You can also make your own dulce de leche from sweetened condensed milk, if you prefer.

What can I substitute for white chocolate melting wafers?

You can use melted vanilla almond bark or vanilla candy melts instead.
Melting white chocolate chips can be used, but they don’t set up as well on the truffles. I find the texture of melted and re-hardened chocolate chips can be a little chalky and crumbly.

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PayDay Truffles

5 from 3 votes
By: Aimee
Love PayDay candy bars? Try making these PayDay truffles at home! Gooey caramel nut filling dipped in white chocolate.
Prep Time: 15 minutes
Cook Time: 5 minutes
Additional Time: 4 hours
Total Time: 4 hours 20 minutes
Servings: 60 truffles


  • ½ cup Unsalted Butter
  • 2 cups Miniature Marshmallows
  • ½ cup creamy Peanut Butter
  • 1 can Dulce De Leche 14 ounce
  • 4 ½ cups Dry Roasted Salted Peanuts divided
  • 2 packages Ghirardelli white chocolate wafers 16 ounce each
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  • In a medium saucepan, melt butter over low heat. Add marshmallows and stir until smooth. Add in peanut butter and dulce de leche. Stir until smooth. Remove from heat.
  • Fold in 4 cups peanuts.
  • Scoop by large tablespoon onto a parchment paper lined baking sheet. Cover with plastic wrap and freeze for 2-4 hours.
  • Melt white chocolate wafers according to package directions in a clear glass bowl.
  • Using a toothpick, dip each frozen truffle into the melted white chocolate, tapping side of the bowl to remove excess. Return to parchment paper lined baking sheet and immediately press on a peanut (or two) to cover the toothpick holes. Repeat until all truffles have been dipped.
  • Store in an airtight container at room temperature for up to two weeks.


  • We love using Ghirardelli melting wafers in place of white chocolate chips. They melt smoother and taste amazing.
  • Substitute the white chocolate wafers for milk, semi-sweet, or dark chocolate wafers instead!
  • See blog post for recipe tips and tricks and substitutions.


Serving: 1candy, Calories: 100kcal, Carbohydrates: 5g, Protein: 3g, Fat: 8g, Saturated Fat: 2g, Polyunsaturated Fat: 5g, Cholesterol: 4mg, Sodium: 62mg, Fiber: 1g, Sugar: 2g
Course: Candy
Cuisine: American
Did you make this recipe?Mention @shugarysweets or tag #shugarysweets!

If you love PayDays as much as I do, these candies might just become your new favorite truffles!

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About Aimee

Aimee is a dessert lover (specifically rice krispie treats), workout enthusiast, self-taught foodie, and recipe creator.

Learn more about Aimee.

Affiliate Disclosure:**There may be affiliate links in this post! By clicking on them, or purchasing recommended items I may receive a small compensation. However, I only recommend products I love! Thank you for supporting Shugary Sweets! See my disclosure policy for more info**

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Posted on January 26, 2024

Comments & Reviews

  1. Ohmygosh these are wonderful….went to bowling yesterday and one of the gals on the league gave some of us a christmas box of these payday truffles. I couldn’t wait, i had to try one…..WONDERFUL………What a nice Christmas gift for mailman, neighbors, friends, etc. These without a doubt are the best.

    Thanks a million for the recipe and thank you my friend for the wonderful treat.

    1. So glad you enjoyed them!! They truly are a treat, you have a great friend on your league to share some treats with you 🙂

  2. These look incredible Aimee! I love that you made truffles out of the payday candy bar flavors. Peanut butter and dulce de luce are so good together and can’t wait to give these babies a try – pinning!

  3. Trust me…you have nothin’ to worry about in the waistline department, haha ;). These look amazing – pinned and sharing!!!

  4. Oh, how I love these truffles! Being bite size means I can eat 10 of them, and not feel guilty, right?! 🙂

  5. I super mega love PayDays, but they are definitely my dad’s end-all-be-all favorite candy bars! He would flip if I made these for him 🙂

    1. I use La Lechera, but I know you can make your own using sweetened condensed milk too. The La Lechera is already thickened and perfect for these truffles (you can find it either in the ethnic aisle and/or next to the sweetened condensed milk).

  6. I don’t think I could ever look at a Payday the same way again. What a wonderful idea for truffles.

  7. These are SO cute! And they are bite-sized, which means they have no calories. Obviously. 😉

  8. You have the best photos! I love truffles – traditional flavors in mini balls! Peanuts and caramel are so good together – Payday all the way!

5 from 3 votes (3 ratings without comment)

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